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Initial Disclosure Document
Freephone:
0800 316 1833
Mon to Fri 8am–8pm Sat 9am–3pm
PayPlan® is a trading name of Totemic Limited.
Totemic Limited is a limited company registered in England, Company Number:
2789854. Registered Office: Kempton House, Dysart Road, Grantham, England, NG31
7LE. Totemic Limited is authorised and regulated by the Financial Conduct Authority.
Financial Conduct Authority Number: 681263.
2789854. Registered Office: Kempton House, Dysart Road, Grantham, England, NG31
7LE. Totemic Limited is authorised and regulated by the Financial Conduct Authority.
Financial Conduct Authority Number: 681263.
Totemic, the Totemic logo, PayPlan and the PayPlan Logo are all trademarks of
Totemic Limited.
Totemic Limited.
PayPlan works closely with the following associated companies:
PayPlan Partnership Limited is a limited company registered
in England, Register No: 7199691 Registered offices:
Kempton House, Dysart Road, Grantham, England, NG31
7LE. Licensed Insolvency Practitioner: NT Payne ACA FCCA
MIPA MABRP Licensed by Insolvency Practitioners
Association (UK). PayPlan and the PayPlan logo are
trademarks of Totemic Limited.
in England, Register No: 7199691 Registered offices:
Kempton House, Dysart Road, Grantham, England, NG31
7LE. Licensed Insolvency Practitioner: NT Payne ACA FCCA
MIPA MABRP Licensed by Insolvency Practitioners
Association (UK). PayPlan and the PayPlan logo are
trademarks of Totemic Limited.
PayPlan Bespoke Solutions Limited is a limited company
registered in England, Register No: 7079646 Registered
offices: Kempton House, Dysart Road, Grantham, England,
NG31 7LE. Licensed Insolvency Practitioner: NT Payne ACA
FCCA MIPA MABRP Licensed by Insolvency Practitioners
Association (UK).
registered in England, Register No: 7079646 Registered
offices: Kempton House, Dysart Road, Grantham, England,
NG31 7LE. Licensed Insolvency Practitioner: NT Payne ACA
FCCA MIPA MABRP Licensed by Insolvency Practitioners
Association (UK).
PayPlan (Scotland) Limited is a limited company registered
in Scotland, Register No: SC400113. Registered Office:
Edinburgh Quay, 133 Fountainbridge, Edinburgh, Scotland,
EH3 9BA. Licensed Insolvency Practitioner: NT Payne ACA
FCCA MIPA MABRP Licensed by Insolvency Practitioners
Association (UK). PayPlan and the PayPlan logo are
trademarks of Totemic Limited. Totemic Limited refers
customers to PayPlan (Scotland) Limited for trust deeds.
in Scotland, Register No: SC400113. Registered Office:
Edinburgh Quay, 133 Fountainbridge, Edinburgh, Scotland,
EH3 9BA. Licensed Insolvency Practitioner: NT Payne ACA
FCCA MIPA MABRP Licensed by Insolvency Practitioners
Association (UK). PayPlan and the PayPlan logo are
trademarks of Totemic Limited. Totemic Limited refers
customers to PayPlan (Scotland) Limited for trust deeds.
Can’t find the help you need? We’re proud to be listed as a trusted
organisation with
organisation with
MoneyHelper
- a free, impartial service that provides
information on other sources of debt help and advice.
Debt advice made simple.
Get free debt help in a way that works for you and start enjoying
more of your money.
more of your money.
Start online
or
0800 316 1833
Mon to Fri 8am–8pm Sat 9am–3pm
It’s time to make things easier
We aim to reduce the amount you pay towards your debts, giving you and your loved
ones the chance to live more comfortably.
ones the chance to live more comfortably.
In just a few steps, you’ll be on a clear path to becoming debt-free.
Choose how to get help
Contact us in a way that suits your
needs and circumstances at a time
you choose.
needs and circumstances at a time
you choose.
Check out your options
Once we have an overview of your
situation, we’ll show you the options
available to help.
situation, we’ll show you the options
available to help.
Move forward
After you’ve chosen a solution, we’ll
support you through every step of
your journey to becoming debt-free.
support you through every step of
your journey to becoming debt-free.
Do you need urgent debt
advice?
advice?
Get instant advice on our most frequently asked
questions with all the contact details & additional
help you’ll need.
questions with all the contact details & additional
help you’ll need.
Learn more →
Debt solutions we advise on
PayPlan advise on a wide range of debt solutions, and recommend the best one for
you.
you.
DMP
Debt Management Plan
A Debt Management Plan allows you to pay
back your lenders each month an amount
you can afford.
back your lenders each month an amount
you can afford.
Learn more →
IVA
Individual Voluntary
Arrangement
Arrangement
Make payments over 5 years and have up to
70% of your debt written off.
70% of your debt written off.
Learn more →
Self-employed IVA
Self-employed IVAs allow you to pay back
your debt whilst still running your business.
your debt whilst still running your business.
Learn more →
Scotland
Trust deed
Trust Deeds are the Scottish equivalent to
IVAs. You pay an agreed amount – based on
what you can afford each month.
IVAs. You pay an agreed amount – based on
what you can afford each month.
Learn more →
View all debt solutions →
Worried about rising costs?
PayPlan’s BudgetSmart tool can help you increase your income
and reduce your bills. From car insurance to home insurance,
healthcare to pet care, electricity to water bills, you can use
BudgetSmart’s tools and tips to help you save money.
and reduce your bills. From car insurance to home insurance,
healthcare to pet care, electricity to water bills, you can use
BudgetSmart’s tools and tips to help you save money.
Get BudgetSmart →
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