Customers can get free debt counselling, debt adjusting and providing of credit information services from Money Helper – an organisation set up by the Government to offer free and impartial advice to those in debt. For more information from Money Helper click here

Assistance centre The Money Helpers is operated by Call Protect Ltd who are not authorised to provide debt advice. Upon completion of our form your details will be passed to one of our authorised debt solution partners who will review your financial situation, explain the available options and recommend a debt solution which is suitable for you. We will be paid for introducing you or for the preparatory work we do, depending on your debt solution fees may be payable if ongoing services are provided. Figures based on a typical example of a customer who entered an IVA. Alternative solutions may be available. Fees may be payable if continuing services are provided.

Figures based on a typical example of a customer who entered an IVA. Alternative solutions may be available. Fees may be payable if continuing services are provided. Repaying debt over a longer time may increase the total amount to be repaid. Credit rating may be affected. Lenders are not obliged to accept less than the contractual payments, freeze interest and charges or stop further enforcement action.

Calls are recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at a local rate. Please check with your local network provider for details on your call package.
The Money Helpers © Copyright 2025.

Trust Deed in Scotland: Your Path to Financial Freedom

A structured debt solution tailored to help you regain control of your finances.

Is Bankruptcy right for me?

Bankruptcy might be suitable for you if:

  • You owe £5,000 or more in unsecured debts.
  • You have limited income or assets to repay your debts.
  • Other debt solutions, such as a Debt Management Plan (DMP) or Individual Voluntary Arrangement (IVA), are not suitable.
  • You are looking for a definitive way to resolve your financial difficulties.

Key Features of Bankruptcy

Tailored to Severe Financial Distress

Tailored to Severe Financial Distress

Tailored to Severe Financial Distress

Tailored to Severe Financial Distress

Embarking on The Money Helpers Journey

Founded in 2018, The Money Helpers sprouted from a deep desire to provide personalised, reliable debt solutions to individuals nationwide.

As a family-led entity, we uphold a sense of unity and commitment, constantly striving to preserve our top-tier reputation. Our journey has been marked by countless success stories of individuals regaining their financial standing and achieving economic independence.

Celebrating Our Accomplishments

Founded in 2018, The Money Helpers sprouted from a deep desire to provide personalised, reliable debt solutions to individuals nationwide.

As a family-led entity, we uphold a sense of unity and commitment, constantly striving to preserve our top-tier reputation. Our journey has been marked by countless success stories of individuals regaining their financial standing and achieving economic independence.

How Does a Trust Deed Work?

Tailored to Severe Financial Distress

Tailored to Severe Financial Distress

Tailored to Severe Financial Distress

Tailored to Severe Financial Distress

Tailored to Severe Financial Distress

Got DMP Questions? We’ve Got Answers!

Frequently Asked Question

Yes, a DMP will appear on your credit report and may affect your ability to borrow in the short term. However, it’s a positive step towards becoming debt-free and rebuilding your financial future.
The length of your plan depends on how much you owe and how much you can afford to repay each month. Most DMPs last several years, but they can be adjusted if your situation changes.
Creditors aren’t legally obligated to accept a DMP, but many do if the plan is reasonable and shows your commitment to repaying your debts.
Only unsecured debts can be included in a DMP. Mortgages, car loans, and other secured debts are excluded.

Take the First Step Towards Financial Freedom

Contact us now for a free consultation and let us help you on your journey to becoming debt-free.

See the help available for your level of debt...

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